The Lien Stripping program is available for individuals desiring to reorganize their debt using Federal Laws under Title 11 of the United States Code. The mortgage removal can only be used in the context of a reorganization, often referred to as Chapter 13 and a Motion or a Complaint would need to be filed depending on your Judge. If you own a home or rental property with more than one mortgage, you may be able to completely remove the second and subsequent mortgages from your home and county records, thus leaving only the first mortgage.
If you qualify, all mortgages except the first would no longer be secured by your home or rental, and you stop all payments to those creditors while in the Chapter 13. There is nothing the creditor can do, provided you qualfy for a simple three part test: